Do I need a judgment first?

Yes — garnishment is a post-judgment remedy. If you don’t have a judgment yet, start with small claims ($99). [model knowledge — verify]

How much of a paycheck can be garnished?

Federal limits apply in Georgia: generally the lesser of 25% of disposable earnings or the amount above 30× federal minimum wage. [model knowledge — verify]

Wages or bank account — which should I garnish?

It depends on what you know about the debtor. CaseManager walks you through the tradeoffs; continuing wage garnishments run up to 1,095 days in Georgia. [model knowledge — verify]

What if the debtor claims an exemption?

They can file a claim of exemption and the court holds a quick hearing. Your package includes a playbook for responding. [model knowledge — verify]

The garnishee — the employer or bank holding the debtor’s money — plus required notice to the debtor. We prepare the service papers.

Garnishment

Already have a Georgia judgment? Garnish wages or bank accounts.

We generate the garnishment summons, affidavit, and service papers for your debtor's employer or bank.

Start Now — $79About 15 minutes · one flat fee, no upsells

Accuracy guarantee. If FileMyCase makes an error and your documents are rejected by the Georgia court, we’ll fix the error and prepare a corrected filing at no additional charge. All sales are final — you are paying for a prepared work product, not a subscription.

Garnishment under O.C.G.A. §18-4

[N] Georgia filings preparedStatute-compliant under Georgia OCGAAccuracy guarantee — rework at no costSSL-secured payments via Stripe

Who this is for

Anyone holding an unsatisfied Georgia judgment
Plaintiffs whose debtor refuses to pay
Small businesses with collectible court orders

What you get

Garnishment summons + affidavit
Service instructions for employer or bank
Continuing garnishment renewal calendar
Debtor exemption response playbook

FileMyCase vs. hiring a Georgia attorney

	FileMyCase	Georgia Attorney
Cost	$79 service fee	$500–$2,000+
Time to filed	~25 minutes of your time	Days to weeks
Help while filing	CaseManager AI, 24/7	Limited to business hours
Documents	Same court-ready forms	Same court-ready forms
Court filing fee (separate)	~$75 (paid to court)	~$75 (paid to court)

Cost breakdown

FileMyCase service fee: $79
Georgia Magistrate Court filing fee: ~$75 (paid to court)
Total estimated cost: ~$154

How it works

Tell us about your case.

Answer 10–15 questions about your situation — most users finish in 20 minutes. No account required to start. No attorney required, ever.

We prepare your Georgia court-ready documents.

Built from Georgia OCGA, Uniform Superior Court Rules, and the specific filing requirements of your county. Same documents an attorney would prepare — without the attorney bill.

Download, file, and we'll show you how.

Step-by-step Georgia county-specific filing instructions. Or upgrade to certified-mail filing — we file for you.

Questions? Ask CaseManager

Ask CaseManager

Ask me about garnishment filings…

Frequently asked questions

Do I need a judgment first?: Yes — garnishment is a post-judgment remedy. If you don’t have a judgment yet, start with small claims ($99). [model knowledge — verify]
How much of a paycheck can be garnished?: Federal limits apply in Georgia: generally the lesser of 25% of disposable earnings or the amount above 30× federal minimum wage. [model knowledge — verify]
Wages or bank account — which should I garnish?: It depends on what you know about the debtor. CaseManager walks you through the tradeoffs; continuing wage garnishments run up to 1,095 days in Georgia. [model knowledge — verify]
What if the debtor claims an exemption?: They can file a claim of exemption and the court holds a quick hearing. Your package includes a playbook for responding. [model knowledge — verify]
Who gets served?: The garnishee — the employer or bank holding the debtor’s money — plus required notice to the debtor. We prepare the service papers.

Guides and walkthroughs on the Garnishment blog.

FileMyCase.ai — FileMyCase.ai is not a law firm and does not provide legal advice. This document was prepared at your direction using information you provided and confirmed. You are representing yourself. If you have questions about your legal rights or whether this document fits your situation, consult a licensed attorney in your state.